Monday, January 11, 2010

Envelopes for Finances

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I've prepared these envelopes last January 3 but i am only blogging about it now. I got the idea of the envelope system from Lyka. And when I went to expressions that weekend i thought of buying brown envelopes to start using the system with my budget. I came up with these so as to be more inspired placing money in them:




So far, my daily allowance is still according to plan. I am able to be on my budget this first half of the month. Unfortunately, there are events that would make me spend money on the second half of this month. So i do hope that i'll still be able to make a work around with my already computed budget. Hopefully these envelopes will make me be on track with my initial plan for the year :)

7 comments:

ledabrigino said...

wow, you gave me an idea! i'll definitely do that pagkalipat ko (i'll have more utils bills for sure! ugh!).

Pero, (just curious) bakit pala may pag-ibig envelope ka? company na dapat yan diba? hehe

sally said...

leda!haha yeah try mo mas nagiging conscious ako sa pinupuntahan ng pera ko kasi gusto ko magkaron sila ng laman (lalo si extra money hehe).

ah iba pa yun. bale ang nilalagay ko dun yung pondo ng tseke na ni-release ko sa pag-ibig mismo. start na kasi ako ng monthly amortization this year eh :)

ledabrigino said...

aaah.. manual pala yun, kala ko automatically deducted sa salary.

nyway, kudos to you, ako ewan kelan seryosong mag "aallocate" - i still have to know ano-ano exactly gagastusin ko. surprise nalang sa paglipat ko. haha. for sure, may added envelope ako for "laundry" and "water refil" hahaha!

bev said...

wow sally, congrats! Good idea to ah! I'd like to try this one too ah. Sometimes kasi na rerealize ko hindi na natin alam saan napupunta money natin.

sally said...

leda,
di ako sure kung pano yung sa salary deduction. kasi initially cheque ang hihingin. for one year payment yun :) oo nga goodluck pala sa paglipat lapit na ba?

bev,
haha thanks! oo nga eh.ngayon kita ko na talaga saan napupunta ang sweldo.:)

mae said...

nice! ginawa ko na din yan dati.. yun lang sandali ko lang nasunod. haha.. ang ginagawa ko ngayon, gumawa ako ng list ng expenses ko sa isang excel sheet para maensure na di sobra gastos ko sa isang buwan. problem minsan nagagastos ko.. babaguhin ko nga ulit. kasi dapat may alloted talaga for studies/lessons like nung driving ko. Good luck sa pag babudget! Aja! ^^ miss na kita!

sally said...

mae!hahah meron din ako nung excel hahaha!pero yung excel simula 2006 gumagamit na ako para sa pag-budget :) oo nga balita ko nga nagdriving lessons daw kayo ni brij. goodluck sa pag-aaral im sure exciting yan :D miss u din!sayang nasa mega kalang nung isang araw.

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